Question 12
An *annulus* is the region between two concentric circles. The concentric circles in the figure have radii $b$ and $c,$ with $b \gt c.$ Let $\overline{OX}$ be a radius of the larger circle, let $\overline{XZ}$ be tangent to the smaller circle at $Z,$ and let $\overline{OY}$ be the radius of the larger circle that contains $Z.$ Let $a = XZ,$ $d = YZ,$ and $e = XY.$ What is the area of the annulus?
